Did you ever notice that people who almost give away everything they have end up having more than everyone else? People who are generous to a fault often end up richer and have more than they started with. That is because of a law of the universe named the Reciprocity Principle that says the more you give, the more is returned to you. This is a personal finance method that is rarely discussed.

Have you ever heard about the biblical mandate to tithe? It's when you donate a tenth of all you receive back to God through a church. It is thought that if you do this the ninety percent that you have left will enlarge and multiply to make up for what you gave. A lot of rich people over the world have realized this principle to work for them.

The founder of the department store chain, J.C. Penny subscribed to this principle so strongly that he gave, not only 10%, but 90% of all he earned. And J.C. was one of the richest people of his era.

Now giving only for the reason of receiving something back will cancel the purpose. It is only when we give with a pure heart and open spirit that we discover the truth of this universal application. Basically, it is just like reaping what we sow. We sow generosity, and receive generosity in return.

Now, how do you give so that you can receive? First, you need to realize that even if you don't see a monetary return on what you give, the act of helping itself is really worth the effort, time, and money involved. There is a blessing in giving, aside from what we get in return. The happiness of helping to meet another person's need, the enjoyment of helping a person, the feeling of satisfaction that comes from doing something great... those are all reasons in themselves to donate. Knowing that in the beginning will ensure that we are rewarded in a lot of ways for what we give.

Our minds shouldn't be stayed on getting something back for what we donate. It's like the televangelists who tell us to give them ten dollars and we'll get $100 in return. If we are just thinking about what we can get back for ourselves, we are canceling the reason for giving. Giving should always be done out of love for another person and a desire to help, not only to get credit to receive an item in return. That kind of giving will always come back to you in ways that you may have yet to even think about.

Now, give it a go. Open your wallet and share what you have been blessed with, even if it's a little amount. The Reciprocity Principle will make sure that you get back above and beyond what you freely and generously give to someone else. So, how will you be compensated for your acts of kindness? You won't ever know until you give it a go!

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I am not picking sides but the fact is the last administration played coy by not cutting important environmental projects. They just underfund every federal agency to the point they had just enough of an operational capital to set their quietly. As long as there was no mass layoffs the federal working were happy to keep their jobs and do what they were told. I am not coming down on the great people that work hard helping the environment as this is not about them at ALL! This is about the fact that for 8 years the great agencies that steward our lands were held back from, starting, completing, or maintaining important environmental projects. The same is true for the state, city, etc because you know it seems everyone miss managed themselves.

Although we have a new president he will spend years trying to fit things so it looks like the environment loses out again. The fact is, although we all will stand up and say, “Yes, I am a proud supporter of mother nature” raising funds for conservation projects is close to impossible. No state or federal dollars are out there. Seeking funds from foundations is a game of who you know not based on the need. The last big supporter was Corp. American and they were great supports and I thank them so much. Sadly when so called environmental groups firebomb gas guzzling SUV’s on car lots, and other crazy things Corp American said this is not good for business. I can’t blame them as the Media or Attorneys’ would lay claim the wrong doing was only made possible by said Corps. donated dollars.

In today tough times the environment still needs help but so do most Americans. To seek donates is something that is hard to do as we all feel these hard times. I wish the environment could wait but sadly not. There are many ways one can help the environment and hope you would consider a few. 1. volunteer your time or skills as most projects simply need peoplepower, 2. Make a donation of something you are not using. When it comes to vehicles, boats, land, houses, large environment can be a big tax write off with a lot of advantages. Check with you tax person it is that simple. AEF has a program were landowners who wanted their land to remain open, natural and untouched donated the land a got a big tax write off. The success of some of our most important conservation projects was only possible with the help of donated tracks, tractors. etc. Our project bus that has moved thousands of volunteers around to important projects was made possible by a donation of a bus.

Enclosing, tough times are here but think about volunteering your time or skills. Items you can live without at the same time get a tax break think about donating. Most environmental groups like ours run on volunteer staffs so help were you can and lets work to leave a healthy environment around for the next generation.

Richard Van Dyke
Conservation (AEF)
888 USA-GREEN
USAGREEN.ORG

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Paying forward is a notion much related to paying back, or as philanthropists such as Zalman Silber are used to putting it, giving back. The reasoning behind it (more emotional than logical though it may be, it's still a kind of reasoning) is that one gets as good as one gives. Of course, entirely altruistic motives may be present for some - but there is surely no harm in the good will generated by the good publicity generated by the donation of one's wealth towards communal edifices and institutions.

Not to single out Zalman Silber, of course; it is almost a rite of passage for a businessman to donate money. Indeed, there is no truer sign of having "made it" than being able to give large sums of cash away. But isn't it curious how much of this money ends up in the hands of religious institutions and political campaigns? Yes, yes, it's their money and they can do with it whatever they wish - but we're merely wondering aloud here, not claiming no one has a right to do with their own money anything they wish (so long as it doesn't hurt anyone).

The concept of paying it forward means to set in motion a chain of events whereby complete strangers are helped out without any likelihood of reward or recompense for the helper. Someone needs bus fare? You help him or her out. That's it. Nothing expected in return - except that he or she help someone else when they can, another stranger whom they would never meet again.

Sounds silly, no? People helping one another out for nothing at all, no fame, no public acclaim, no networking or connections made, nothing. Not simply donating to some esteemed charity and getting your name on a building somewhere, but just giving money away to complete strangers who need it with no more than the admonition to "pay it forward," for them to help others out as well.

Do businessmen do this? Or do they only help their own? Is it a great credit to a man to help out his own family, his own friends, his own people? The great thing about paying it forward is that it is completely anonymous and totally thankless from a businessman's bottom-line mentality. Money - or anything else, really - is provided, and that's all. It is about as genuine an act of altruism as possible, made towards a complete stranger whom one would not ever expect meeting again and from whom one there is no indication of any reward or thanks. Truly paying it forward is almost Christian in its altruism and, even, sacrifice, though of course many cultures have long recognized the concept as one which distinguishes true giving from mere payment.

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Breast cancer is one of the leading causes of cancer deaths for American women. Did you know that:

• There will be almost 50,000 deaths from breast cancer this year; about 400 of them will be men.
• Someone dies from breast cancer every 14 minutes
• Breast cancer is the leading cause of death in women from ages 40 – 55
• Over 250,000 new cases of breast cancer are diagnosed annually in American women
• You are most at risk for breast cancer by being a woman and getting older
• Over $8 billion is spent in the US on treatment of breast cancer annually

In America, breast cancer is the most 2nd most common cancer (after skin cancer) and also the second leading cause of cancer death in American women. Although the rate of breast cancer diagnosis has increased, the good news is that there has been a drop in the overall breast cancer mortality rate since the early 1990's. While fewer African Americans get breast cancer compared to Caucasians, a higher percentage will die of the disease.

Breast Cancer Awarness Gets Its Own Month

October1985 was the first National Breast Cancer Awareness Month. The observance started as a single week to raise awareness about breast cancer research and treatment options. Last year, we commemorated the 25th annual National Breast Cancer Awareness Month. Although the movement has made good progress in the long way to go before eradicating the disease. National breast cancer organizations are dedicated to educating women about taking ownership of their breast health through regular self-breast examinations regular doctor’s appointments and annual mammograms with their healthcare provider.

There are several national public service organizations, government agencies, and professional medical associations that have joined forces to increase breast cancer awareness, share information, and increase access to critical mammograms. October may be known as Breast Cancer Awareness Month, but breast cancer education is mission for many organizations and healthcare providers every day of the year.

The Pink Ribbon Phenomenon

The pink ribbon has grown to become the international symbol of breast cancer awareness. In 1991, the Susan G. Komen Foundation distributed pink ribbons at its race of breast cancer survivors. In 1992 Alexandra Penney, Self Magazine’s editor, and Evelyn Lauder, from Estee Lauder, created a pink ribbon campaign and distributed them at New York City retail stores.

Today, pink ribbons can be found everywhere. Some breast cancer-focused organizations, like Pink Ribbon International, adopted pink ribbons as their organizational symbols. Every October many products feature pink ribbons, are dyed pink, or are otherwise sold with a portion of the profits donated to support breast cancer research. Every year, Tafford offers a line of pink ribbon scrubs and has joined with charities such as the American Cancer Society and Living Beyond Breast Cancer to contribute to breast cancer research. Nurses that work treating women appreciate the ability to wear pink ribbon hospital scrubs and publicly show their support for the critical cause of breast cancer research.

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Pop Quiz Wiz is an fun interactive educational tool where people can take, create, and share quizzes. Through participation on the site, players can also support causes that matter to them. Quiz creators and promoters have an opportunity to money making and raise awareness for their non-profit organizations. Besides just having fun taking quizzes, players can support causes close to them and win prizes while doing so.

BUSINESS OPPORTUNITY:
Education through test taking is often seen as tedious, boring, and unentertaining. However, taking quizzes to test one’s knowledge is an extremely popular pastime. In this case education gives way to entertainment. With a hugely successful start in print magazines, quiz taking has only blossomed through its distribution online. Every hour tens of thousands of people indulge in the online diversion of quiz taking. If done properly, the potential of ad revenue from such sites can be staggering.

Our site brings users full circle by recombining education and entertainment with the additional never-before-seen benefit giving back to organizations through the sharing of revenue. This yields unprecedented amounts free marketing through user recruitment, and persistent revenue streams through a proven effective but also improved entertainment portal.

BUSINESS STRATEGY:
Create a forum where having fun and learning give rise to the support of worth while causes. Use a common online diversion (taking quizzes) as a tool to generate revenue. Offer revenue percentages to incentivize users to promote new user registrations. Create a dynamic evolutionary perk/reward system to ensure persistent return use of the site over long periods of time. Enable communication with social networks to foster an ever-growing user base.

HOW DOES THE SOLUTION WORK?

Quiz Administrator Experience:
- Administrator registers with the site providing basic information.
- Administrator creates a profile outlining their cause and establishing their presence on our site.
- Administrator creates fun and informative quizzes to present to players.
- Administrator canvases their social networks to invite people to join our site and to have fun taking quizzes on the administrator’s behalf.
- Administrator earns funding support for their cause for every unique new player, for their players’ participation in their quizzes and the player’s persistent use of the site.

Quiz Taker (Player) Experience:
- Player registers with the site, on behalf of an administrator, providing basic information.
- Player creates a profile where their basic information, monitored activity, accomplishments, perks, and other information are displayed.
- Player begins to take quizzes on behalf of any particular administrator, as a novice, gaining experience points with each quiz taken.
- Through continued use, player gains awards and experience points which, in turn, unlocks new perks that offer new functionality within quizzes.
- Players invite others from their social networks to join our site.
- Players can take quizzes with other players of various different experience levels to complete more difficult quizzes and to learn together with their social networks.

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Charities are in dire need of funding since the economic down turn a few years ago. Organizations are struggling to find charitable donations from their usual supporters. With people’s own financial state in ruins due to the economy, many are finding it harder than ever to support their favorite organization. There is a new, unique online fundraising service that is allowing people to support their favorite organization without giving away any money!

online fundraising companies are providing a way for people to support their favorite church, school, or nonprofit organization each time they shop online. People can now sign up their favorite organization to receive these online donations. Companies like GivingJOE.com offer this service for free.

Once a nonprofit organization signs up for online fundraising, they are ready to earn money each time people shop online. Each time a member of an organization shops online at over four hundred different merchants, a percent of the total purchase can be donated to the selected organization. Using these techniques, thousands of dollars are being raised each year.

A great aspect of the online fundraising programs is that users shopping online usually save money. Online merchants offer savings that aren’t seen in stores, such as free shipping, and quality discounts. The online fundraisers allow for people to save money while they shop and also donate to their favorite organization without spending an extra cent.

Online fundraising is redesigning the way the fundraising industry runs and giving nonprofit organizations everywhere a chance to raise much-needed funds through online fundraising. Money raised through online fundraising has doubled and even tripled money raised through traditional nonprofit fundraising events. Fundraising on the Internet is the best new way to raise money, so be sure to sign your organization up today and start earning each time you shop!

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Fundraising has become an important part of every charity organizations over the past few years. While traditional idea such as magazine sales, bake sales, and other sales methods have decreased in success over the years, online fundraising has really taken off. GivingJOE has been at the front of the online fundraising movement over the past two years.

GivingJOE was developed by two students who were very familiar with the struggles faced in fundraising. Their business model allows for schools to earn money each time one of their members shop online at over 400 different merchants. Some of these merchants include iTunes, Macy’s, Target, Wal-Mart, Shoes.com, Expedia, and other big name merchants. By going through GivingJOE, shoppers have the chance to find great offers like free shipping and other discount process.

Here’s how the system works:

1) Buyers select the organization they wish to shop for.
2) Shop online from over 400 merchants, most offering free shipping or discount offers.
3) A percent of the sale is donated to a selected organization.

Services like GivingJOE have become very popular for school fundraising ideas and have seen thousands of dollars in charity donations. online fundraisers have become very popular in school fundraising because they are completely free. No sign up cost or hidden fees. Just sign up and start receiving.

This model allows for school fundraisers to take place with incredible ease. No more selling door-to-door or making phone calls for donations. A school fundraising idea couldn’t be simpler.

The great part about Online fundraising is that people can support their favorite organizations doing what they already do each day. Shop! Schools, churches and other nonprofits are raving about these savings and charitable donations. Be sure to sign your favorite nonprofit organization up with GivingJOE and start earning for each purchase you make. It’s free, easy-to-use, and beneficial to charity organizations.

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I suppose this is kind of a strange topic here at Sensible Self-Improvement, but it was written in response to my recent car donation. So I will give you some information and hopefully some great places where you can donate your car and really help out someone less fortunate than yourself.

My husband and I are not the type of people that change out their cars every time a new model hits the showroom floor, but we did have three cars, the oldest one being my old daily driver. It was used rarely, if ever, and basically just taking up space in the driveway. My husband decided one day that we should just sell it and get it out of the way, but being the caring individual that I am, I suggested we donate it instead.

So the very next weekend, we started hunting around for charities in our area that would come and get it, and the car was hauled off on Saturday afternoon. What is the moral of my story? Well, we probably could have had some fun with the extra cash from selling the car, but when that old car was hauled off to someone that needs transportation, it was really a great feeling of satisfaction. Cars have a unique way of building independence and adding a sense of value to yourself, so I had really felt like I was able to help someone else feel that wonderful feeling of getting where they need to go, without life's little barriers. The next time you are feeling charitable, consider donating your used car.

Where to donate your used car?

Kars4Kids - All proceeds from your auto donation will help JOY provide help for children facing poverty or family instability brought by illness, dysfunction or divorce. They pick up your donated car in many different states across the U.S.

OnlineCarDonation.org - Your car will be donated to families in need of transportation, battered women, military families and non-profit organizations. All car donations are accepted nationwide.

1-800-Charity Cars - The first and only national charity of its kind that provides donated vehicles free of charge to struggling families willing to work and become self-sufficient, tax paying members of the community.

Purple Heart Car Donation Program - The Military Order of the Purple Heart is a Congressionally chartered non-profit organization that has been dedicated to helping veterans for over 70 years. Over 300,000 donors have trusted Purple Heart with their vehicle donation. They have donation centers in several states.

Habitat’s Cars for Homes - By donating a car to Habitat’s Cars for Homes™ car donation program, you help your local Habitat for Humanity affiliate build houses in partnership with families in need of decent, affordable shelter.

National Kidney Foundation - Kidney Cars, the National Kidney Foundation’s used car donation program is the largest in the country. In 2006, almost 40,000 vehicle donations were made, bringing in over 11 million dollars.

The Salvation Army Car Donation Program - Since 1880 The Salvation Army has been actively involved in new and innovative programs in the United States. All car donations go towards helping others through their impressive organization.

There are so many great charitable organizations out there and I wish I could list them all but there just isn't enough hours in the day to research and share them all with you. Hopefully this small list will give you some ways to help others by choosing to donate your used car to charity.